This calculator guides your lender to see your ability in how you live, what your expenses are like, how you can afford your dream home. Having access to a calculator like this will save you heartache when the bank asks you to close a credit card, get a better paying job or reduce your expenses. It’s the calculator of all calculators, because you know where you stand before Money Cat approaches the banks. But, before you take on this big cat calculator, try the Budget Planner calculator to see what you need to consider as expenses.